Monthly Reports 02-2019

Statement No: 1
Issue No. : 470, Issue Date : March 05, 2019
Grameen Bank Monthly Update In USD: February 2019
Sl. No. Particulars In million USD
1.0 Cumulative Amount Disbursed Since Inception 27,097.82
2.0 Cumulative Amount Repaid Since Inception 24,824.83
3.0 Amount Disbursed this Month 245.75
4.0 Amount Repaid this Month 235.66
5.0 Outstanding Loans
5.1 Basic Loan 1,751.98
5.2 Flexible Loan (a) 58.31
5.3 Housing Loan 13.38
5.4 Education Loan 25.01
5.5 Other Loans 4.07
5.6 Total : 1,852.75
6.0 Rate of Recovery(b) 99.03
7.0 Total Outstanding of Borrowers Missing 5 to 9 Consecutive Installments(c)
7.1 Basic Loan 3.98
7.2 Flexible Loan 9.35
7.3 Total : 13.33
8.0 Overdue Loan(d)
8.1 Basic Loan(e) 6.883
8.2 Flexible Loan 2.237
8.3 Housing Loan 0.001
8.4 Other Loans 0.000
8.5 Total : 9.121
9.0 Microenterprise Loan (Cumulative)
9.1 No. of Microenterprise Loans 13,045,042
9.2 Amount Disbursed 5,973.73
9.3 Amount Repaid 5,358.84
10.0 Balance of Deposits
10.1 Members’ Deposit 1,863.25
10.2 Non-Members’ Deposit 808.79
10.3 Total : 2,672.04
11.0 Deposits to Outstanding
11.1 Deposits as Percentage of Outstanding Loans 144
11.2 Deposits and Own Resources as Percentage of Outstanding Loans 159
11.3 No. of Branches with more in Deposits than in Outstanding Loans 1,886
12.0 Beggar Members
12.1 No. of Beggar Members 78,076
12.2 Amount Disbursed (Cumulative) 2.66
12.3 Amount Repaid (Cumulative) 2.23
12.4 Amount of Savings (Balance) 0.11
13.0 Cumulative Number of Village Phones 1,963,989
14.0 Cumulative Number of Houses Built with Housing Loans 740,554
15.0 Life Insurance Fund (Cumulative)
15.1 No. of deaths among all Borrowers 198,610
15.2 Amount paid out from Life Insurance Fund 6.02
16.0 Loan Insurance
16.1 Balance in Loan Insurance Savings 186.22
16.2 No. of deaths among the Persons Insured (Cumulative) 539,409
16.3 Amount of Outstanding Principal and Interest of the
Deceased Borrowers paid out from Insurance Fund (Cumulative)
99.57
17.0 Higher Education Loan (Cumulative)
17.1 No. of Female Students 13,103
17.2 No. of Male Students 41,073
17.3 Total : 54,176
17.4 Amount Disbursed (Female) 14.41
17.5 Amount Disbursed (Male) 38.51
17.6 Total : 52.92
18.0 Scholarship (Cumulative)
18.1 Scholarship Recipient (Female) 166,219
18.2 Scholarship Recipient (Male) 111,886
18.3 Total : 278,105
18.4 Scholarship Amount (Female) 4.16
18.5 Scholarship Amount (Male) 2.79
18.6 Total : 6.95
19.0 Number of Members (f)
19.1 Female 8,834,706
19.2 Male 298,260
19.3 Total : 9,132,966
20.0 Number of Groups 1,389,905
21.0 Number of Centres 138,094
22.0 Number of Villages 81,678
23.0 Number of Branches 2,568
24.0 Number of Branches with Computerised Accounting and MIS 2,568
(a) On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The portions of flexible loans which complete the thrid year are written off exactly on the date following their completion.
(b) Amount repaid as a percentage of amount due.
(c) If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(d) On the last day of each month, 100 per cent provision is made for all overdue loans. Entire outstanding amount of overdue loans are written off one year after they became overdue.
(e) In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(f) Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively
Note: Current Exchange Rate : 1USD = BDT 84.04