Total Outstanding of Borrowers Missing 5 to 9 Consecutive Instalments (d)
7.1
Basic Loan
4.98
7.2
Flexible Loan
15.60
7.3
Total :
20.58
8.0
Overdue Loan (e)
8.1
Basic Loan(f)
11.575
8.2
Flexible Loan
11.535
8.3
Housing Loan
0.013
8.4
Other Loans
0.000
8.5
Total :
23.122
9.0
Microenterprise Loan (Cumulative)
9.1
No. of Microenterprise Loans
5,864,644
9.2
Amount Disbursed
2,665.40
9.3
Amount Repaid
2,365.47
10.0
Balance of Deposits
10.1
Members’ Deposit
1,212.35
10.2
Non-Members’ Deposit
738.31
10.3
Total :
1,950.66
11.0
Deposits to Outstanding
11.1
Deposits as Percentage of Outstanding Loans
172
11.2
Deposits and Own Resources as Percentage of Outstanding Loans
191
11.3
No. of Branches with more in Deposits than in Outstanding Loans
2,102
12.0
Beggar Members
12.1
No. of Beggar Members
80,193
12.2
Amount Disbursed (Cumulative)
2.55
12.3
Amount Repaid (Cumulative)
2.09
12.4
Amount of Savings (Balance)
0.11
13.0
Cumulative Number of Village Phones
1383,130
14.0
Cumulative Number of Houses Built with Housing Loans
696,591
15.0
Life Insurance Fund (Cumulative)
15.1
No. of Deaths Among all Borrowers
162,006
15.2
Amount paid out from Life Insurance Fund
5.20
16.0
Loan Insurance
16.1
Balance in Loan Insurance Savings
110.03
16.2
No. of Deaths Among Insured Borrowers (Cumulative)
319,012
16.3
Amount of Outstanding Principal and Interest of the Deceased Borrowers paid out from Insurance Fund (Cumulative)
46.37
17.0
Higher Education Loan (Cumulative)
17.1
No. of Female Students
12,383
17.2
No. of Male Students
40,534
17.3
Total :
52,917
17.4
Amount Disbursed (Female)
12.95
17.5
Amount Disbursed (Male)
34.27
17.6
Total :
47.21
18.0
Scholarship (Cumulative)
18.1
Scholarship Recipient (Female)
120,689
18.2
Scholarship Recipient (Male)
84,082
18.3
Total :
204,771
18.4
Scholarship Amount (Female)
2.64
18.5
Scholarship Amount (Male)
1.87
18.6
Total :
4.51
19.0
Number of Members (g)
19.1
Female
8,294,073
19.2
Male
322,646
19.3
Total :
8,616,719
20.0
Number of Groups
1,329,938
21.0
Number of Centres
142,712
22.0
Number of Villages
81,390
23.0
Number of Branches
2,567
24.0
Number of Branches with Computerized Accounting and MIS
2,567
(a)
On the last day of each month, 50 per cent provision is made against the outstanding amounts of flexible loans with age of less than two years, and 100 per cent provision is made against the outstanding amounts of flexible loans with age of two years and more. The amount of a flexible loan which completes the third year is written off exactly on the date following its completion.
(b)
This figure is not exactly equal to the difference between items 1 and 2 because of difference in conversion rates.
(c)
Amount repaid as a percentage of amount due.
(d)
If a borrower misses ten consecutive instalments, the entire outstanding loan is treated as an overdue loan.
(e)
On the last day of each month, 100 per cent provision is made against all overdue loans. Entire outstanding amount of overdue loans are written off one year after they become overdue.
(f)
In case of one-year loan, if the borrower fails to repay half the loan amount, with interest, within 26 weeks, entire unrepaid amount becomes overdue. In case of loans with longer duration, if the borrower fails to repay the total principal amount and interest scheduled to be repaid within each segment of 26 weeks, entire unrepaid amount falls overdue.
(g)
Number of members includes both Beggar Members and Higher Education Loan recipients mentioned in item no. 12.1 & 17.3 respectively.
